Wealth Engineer's Blog

The One Nightmare No Parent Wants to Face - But Should Prepare For

Sam Ng

Published on: 15/03/2025

Planning for income protection is so important for parents with young children. The most cost-efficient tool to provide income protection is life insurance. Life insurance allows you to secure a significant payout for your family with very affordable monthly premiums. Adequate life insurance coverage can provide the essential financial support when a parent passes away or becomes disabled, acting as a safety net to replace lost income and ensure the family’s stability.

Insurance-guidance

A Painful Lesson: How a Life Insurance Payout Can Disappear Overnight

Sam Ng

Published on: 23/02/2025

Life insurance is a powerful way to provide financial security for your loved ones in times of need. However, without proper guidance, even the best intentions can go astray.

Estate-Planning

Think Your Company's Group Medical Plan Has You Covered?

Sam Ng

Published on: 26/01/2025

“I’m covered by my company’s group medical insurance under employee’s benefits plan, do I still need to buy a personal medical insurance?” Many who ask this question are concerned about overpaying for insurance protection and want to avoid that.

Insurance-guidance

The Silent Burden of Intestate Death

Sam Ng

Published on: 10/01/2025

“Do you need to leave a Will?” This question is often shrugged off and ignored. Family value is such a strong element in Malaysian culture. I hope this piece gets you reflecting on your own estate planning.

Estate-Planning