Wealth Engineer's Blog

The One Nightmare No Parent Wants to Face - But Should Prepare For

Sam Ng

Published on: 15/03/2025

Planning for income protection is so important for parents with young children. The most cost-efficient tool to provide income protection is life insurance. Life insurance allows you to secure a significant payout for your family with very affordable monthly premiums. Adequate life insurance coverage can provide the essential financial support when a parent passes away or becomes disabled, acting as a safety net to replace lost income and ensure the family’s stability.

A Painful Lesson: How a Life Insurance Payout Can Disappear Overnight

Sam Ng

Published on: 23/02/2025

Life insurance is a powerful way to provide financial security for your loved ones in times of need. However, without proper guidance, even the best intentions can go astray.

Think Your Company's Group Medical Plan Has You Covered?

Sam Ng

Published on: 26/01/2025

“I’m covered by my company’s group medical insurance under employee’s benefits plan, do I still need to buy a personal medical insurance?” Many who ask this question are concerned about overpaying for insurance protection and want to avoid that.

The Silent Burden of Intestate Death

Sam Ng

Published on: 10/01/2025

“Do you need to leave a Will?” This question is often shrugged off and ignored. Family value is such a strong element in Malaysian culture. I hope this piece gets you reflecting on your own estate planning.