Insurance-guidance

The One Nightmare No Parent Wants to Face - But Should Prepare For

Sam Ng

Published on: 15/03/2025

Planning for income protection is so important for parents with young children. The most cost-efficient tool to provide income protection is life insurance. Life insurance allows you to secure a significant payout for your family with very affordable monthly premiums. Adequate life insurance coverage can provide the essential financial support when a parent passes away or becomes disabled, acting as a safety net to replace lost income and ensure the family’s stability.

Insurance-guidance

Think Your Company's Group Medical Plan Has You Covered?

Sam Ng

Published on: 26/01/2025

“I’m covered by my company’s group medical insurance under employee’s benefits plan, do I still need to buy a personal medical insurance?” Many who ask this question are concerned about overpaying for insurance protection and want to avoid that.

Insurance-guidance

Your Medical Card is Costing More – Here's What You Can Do About It

Sam Ng

Published on: 30/12/2024

I’m here to offer some insight on what you can do if the premium hike becomes burdening. Because let’s face it, this is not the first time that you get a notice from your insurance company about the increased premium. And very likely it will not be the last time either.

Insurance-guidance